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A will is a legal document that sets forth your wishes regarding the distribution of your property and the care of any minor children. If you die without a will, those wishes may not be carried out. Further, your heirs may end up spending additional time, money, and emotional energy to settle your affairs after you’re gone.
Some people think that only the very wealthy or those with complicated assets need wills. However, there are many good reasons to have a will.
A Written, Witnessed Will Is Best
To maximize the likelihood that your wishes will be carried out, create what’s known as a testamentary will. This is the most familiar type of will; you prepare the document and then sign it in witnesses’ presence. It’s arguably the best insurance against successful challenges to your wishes by family members or business associates after you die. You can write one yourself but have it prepared by a trusts and estates attorney for greater insurance.